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Tuesday, October 14, 2008

The San Diego, California suburb of Chula Vista has responded to the recent housing crisis with an aggressive blight control ordinance that compels lenders to maintain the appearance of vacant homes. As foreclosures increase both locally and throughout the United States, the one year old ordinance has become a model for other cities overwhelmed by the problem of abandoned homes that decay into neighborhood eyesores.

Chula Vista city code enforcement manager Doug Leeper told the San Diego Union Tribune that over 300 jurisdictions have contacted his office during the past year with inquiries about the city’s tough local ordinance. Coral Springs, Florida, and California towns Stockton, Santee, Riverside County, and Murietta have all modeled recently enacted anti-blight measures after Chula Vista’s. On Wednesday, 8 October, the Escondido City Council also voted to tighten local measures making lenders more accountable for maintenance of empty homes.

Under the Chula Vista ordinance lenders become legally responsible for upkeep as soon as a notice of mortgage default gets filed on a vacant dwelling, before actual ownership of the dwelling returns to the lender. Leeper regards that as “the cutting-edge part of our ordinance”. Chula Vista also requires prompt registration of vacant homes and applies stiff fines as high as US$1000 per day for failure to maintain a property. Since foreclosed properties are subject to frequent resale between mortgage brokers, city officials enforce the fines by sending notices to every name on title documents and placing a lien on the property, which prevents further resale until outstanding fines have been paid. In the year since the ordinance went into effect the city has applied $850,000 in fines and penalties, of which it has collected $200,000 to date. The city has collected an additional $77,000 in registration fees on vacant homes.

Jolie Houston, an attorney in San Jose, believes “Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements.” Traditionally, local governments have resorted to addressing blight problems on abandoned properties with public funds, mowing overgrown lawns and performing other vital functions, then seeking repayment afterward. Chula Vista has moved that responsibility to an upfront obligation upon lenders.

As one of the fastest growing cities in the United States during recent years, Chula Vista saw 22.6% growth between 2000 and 2006, which brought the city’s population from 173,556 in the 2000 census to an estimated 212,756, according to the U.S. Census Bureau. Chula Vista placed among the nation’s 20 fastest growing cities in 2004. A large proportion of local homes were purchased during the recent housing boom using creative financing options that purchasers did not understand were beyond their means. Average home prices in San Diego County declined by 25% in the last year, which is the steepest drop on record. Many homeowners in the region currently owe more than their homes are worth and confront rising balloon payment mortgages that they had expected to afford by refinancing new equity that either vanished or never materialized. In August 2008, Chula Vista’s eastern 91913 zip code had the highest home mortgage default rate in the county with 154 filings and 94 foreclosures, an increase of 154% over one year previously. Regionally, the county saw 1,979 foreclosures in August.

Professionals from the real estate and mortgage industries object to Chula Vista’s response to the crisis for the additional burdens it places on their struggling finances. Said San Diego real estate agent Marc Carpenter, “that kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors.” Yet city councils in many communities have been under pressure to do something about increasing numbers of vacant properties. Concentrations of abandoned and neglected homes can attract vandals who hasten the decline of struggling neighborhoods. Jolie Houston explained that city officials “can’t fix the lending problem, but they can try to prevent neighborhoods from becoming blighted.”

CEO Robert Klein of Safeguard, a property management firm, told the Union Tribune that his industry is having difficulty adapting to the rapidly changing local ordinances. “Every day we discover a new ordinance coming out of somewhere”, he complained. Dustin Hobbs, a spokesman from the California Association of Mortgage Bankers agreed that uneven local ordinances are likely to increase the costs of lending. Hobbs advised that local legislation is unnecessary due to California State Senate Bill 1137, which was recently approved to address blight. Yet according to Houston, the statewide measure falls short because it fails to address upkeep needs during the months between the time when foreclosure begins and when the lender takes title.

Wednesday, February 10, 2010

On Tuesday, Google introduced a new service called Google Buzz, a new feature to share updates, photos and videos. The service is built into Gmail, which already has 176 million users, according to comScore. Buzz’s features will be available on Android operating system based phones as well as the iPhone, allowing real-time updates.

Google hopes to integrate frequently visited sites like Picasa, Flickr, Google Reader, Twitter and YouTube, so users can stay connected to everyone via a single browser window.

Buzz has a built-in group of friends which are automatically selected including the people that the user communicates with most frequently via Gmail and Google Talk.

Google Buzz will be available as a mobile Web application, letting the user provide status updates by voice and geotagging their posts. Location-based updates can be read while one is using Google Mobile Maps. Posts by fellow users can be classified location-wise.

Google executives said that Buzz would help tackle the problem of information overload, as Google would apply its algorithms to help people find the information most relevant to them.

Facebook currently has more than 350 million active users worldwide. Google already has a micro-blogging site Jaiku, comparable to Twitter in terms of format. Orkut also has been one of Google’s previous ventures in social networking. Google Buzz will look to compete with such sites.

Tuesday, January 3, 2006

The international environmental organisation, Greenpeace, have been shadowing a Japanese whaling fleet currently operating in the Southern Ocean in Australian Antarctic Territory. They claim a minor victory against the six-vessel fleet, saying no whales have been killed since Christmas Eve. However they expect a resumption of whaling and protest activity soon.

Greenpeace has two ships, MV Esperanza and MV Arctic Sunrise, active near Antarctica, in an effort to disrupt the whalers, who intend on slaughtering over 900 Minke whales and 10 Fin whales in the region this summer. The activists aim to stop the Japanese whaling fleet as it tries to catch nearly 1000 whales for what is claimed to be scientific research.

Greenpeace chief Steve Shallhorn states that the protesters have chased the six-ship fleet northwards, with the vessels now away from the designated whaling zone. Greenpeace plan to maintain their efforts to keep the whalers in the public eye.

“What the fleet is doing is trying to outrun Greenpeace so that it can sneak back into the whaling grounds and resume the kill,” he said. “And for that very reason, we’re doing our very best and are succeeding in keeping up with the factory whaling ship. We are certain that they do not want any further publicity.”

He said Greenpeace will continue its high-speed tailing for as long as it takes. “We’re capable of staying out there for many more weeks,” he said. “The [Japanese] fleet is clearly embarrassed by having their actions exposed to the world, since the spotlight on their activities shows what it really is – commercial whaling with a very thin disguise.”

The whalers have been unable to kill any whales since Christmas Eve due to poor weather and harassment by Greenpeace vessels, and the Washington-based Sea Shepherd ship, RV Farley Mowat. The Sea Shepherd is operating independently of Greenpeace but say they are working towards a common objective – “the shutting down of illegal whaling in the Southern Ocean.”

Greenpeace expedition leader Shane Rattenbury says the whalers have a season of about 100 days. “Their quota is 945 whales. If you lose, say, 10 per cent of those through bad weather, they’ve got an average they need to catch of 10 a day and it’s gone 10 days now without having any whales,” he said. “That starts to add up pretty quickly. They’re under a bit of pressure to get on with the business.”

Japan’s Institute for Cetacean Research have rejected the claims made by Sea Shepherd, that Japanese warship was being sent to Antarctica to protect the fleet against the activists.

The Japanese institute spokesman condemned Sea Shepherd over the claim by Farley Mowat captain Paul Watson, who called on the Australian Government to keep the peace. File:Greenpeace Vessels Esperanza and Arctic Sun.jpg

Sea Shepherd had requested the presence of the Australian navy to monitor events in the Southern Ocean. However, Australia’s environment minister, Senator Ian Campbell, said that Sea Shepherd’s threats to attack the fleet “risk setting back the cause of whale conservation many years”.

Capt Watson said yesterday: “Stop threatening us, Mr Campbell, and charge us if you believe we are acting unlawfully. Stop posing for the Japanese [who] are in blatant violation of international conservation laws.”

Japan’s Fisheries Agency, which conducts the whaling, said the claim was a tactic by Sea Shepherd to try to raise the stakes for extra publicity.

“This is why the environmentalists’ campaign in the Antarctic is a PR stunt: every time they get some media coverage there’s always some member not too far away asking the public for money,” an agency spokesman said in a statement. “Only this time, it completely backfired and now people will question what these groups say.”

The spokesman had no response to Greenpeace’s claim that another vessel had joined the whaling fleet and was refuelling the ships within the boundary of the Antarctic Treaty’s nature reserve.

Mr Rattenbury said the 57 activists and crew aboard the Greenpeace ships were in good health following a quiet New Year’s Day celebration on deck under a midnight sun.

He said his ships were not in contact with the Farley Mowat, which is believed to be closer to the Antarctic ice shelf. The Farley Mowat’s weblog quoted ship captain Paul Watson as saying the Sea Shepherd group had no conflict with Greenpeace, despite earlier British media assertions.

“As far as I am concerned both Sea Shepherd and Greenpeace are working towards a common objective – the shutting down of illegal whaling in the Southern Ocean,” said Paul Watson.

Greenpeace believes the fleet killed at least 25 whales from the time it contacted the whalers just before Christmas.

Friday, November 30, 2007

A major oil pipeline in Minnesota exploded and caught fire, killing two workers. The pipeline carries oil from Saskatchewan, Canada to close to Chicago, United States, representing 16% of America’s total oil imports.

The section of the pipe that exploded was undergoing maintenance at the time to address a pinhole leak first identified three weeks earlier, and patched at the time with a metal sleeve. On Wednesday, the entire section was removed and replaced with a new one. When oil was reintroduced on Thursday morning, oil leaked where the new section joined the pre-existing pipe, triggering the fatal explosion.

The fire was extinguished later the same day.

The line is split between four separate pipes. After the explosion, all four pipes were shut down, resulting in the global price surge, but this subsided for the most part after it became clear that the three undamaged pipelines had returned to normal operation, restoring 80% of the line’s capacity, and that the accident pipe is expected to be back in use in a matter of days.

“There were no problems found in that area where the leak occurred,” reporters were told by Larry Springer, spokesman for Enbridge, the Canadian company that owns the line. High-tech equipment had been through the line in 2006 to check for any signs of problems.

Enbridge identified the deceased as Dave Mussati Jr. and Steve Arnovich, both of whom were contract workers based in Superior, Wisconsin. The damaged section of pipe is in Clearbrook, which is approximately 350 miles Northwest of Minneapolis.

Enbridge metallurgists have been sent to examine the failed section in an effort to determin the cause of the accident. Other Enbridge workers are working to clear spilled oil from the site. It is expected that once this is complete, the pipe will return to service.

Global crude oil prices temporarily spiked by over US$4 per barrel but closed yesterday slightly above original prices.

Wednesday, January 6, 2010

File:Tuna.jpg

This Tuesday, at a wholesale auction at the Tsukiji fish market in Tokyo, a 512-pound bluefin tuna was sold for over sixteen-million yen ($177,000 USD). The great fish was bought and then shared by the owners of a local sushi restaurant and a Hong Kong-based dining establishment. This tuna is the most expensive fish sold on record since 2001, when a 440-pound tuna was sold for over twenty-million ($220,000) at the very same market.

When asked by local media outlets why he decided to purchase this giant tuna, the Hong Kong restaurateur said, “I want[ed] to make an impact on the Japanese and Hong Kong economies by buying the highest-priced tuna.”

This locally caught tuna was among over two-thousand others bought and sold at this bustling fish market. Japan is the world’s largest consumer of seafood per annum. With tuna being a major staple of their cuisine, the Japanese eat nearly eighty-percent of all commercially caught bluefin.

However, tuna consumption in Japan has declined over recent years due to the change in the spending habits of its people as a result of economic downturns from the most recent recession.

“Consumers are shying away from eating tuna…We are very worried about the trend,” a spokesperson for the Tsukiji market told the Associated Press.

In addition to the lack of demand and declining tuna stocks, fishermen and wholesalers worldwide are worried by the possibility of tighter fishing regulations that will be sanctioned and enforced by the Japanese government. Despite this promise, many environmentalists say that this is not going far enough; they say that the only way to curb the inevitable extinction of the Pacific bluefin tuna is to initiate a trade ban on the fish altogether.

Wednesday, September 5, 2007

Freelance journalist, Gabriel Pollard, spoke to Joe Stewart and David Farrar about the new anti-spam legislation in New Zealand that comes into effect today. Joe Stewart is the Unit Manager of the Department of Internal Affairs new Anti-Spam Compliance Unit, and David Farrar is Chair of InternetNZ’s Public Policy Committee, who also had significant input into the final bill.

Keith Norris, CEO of the New Zealand Marketing Association, didn’t respond to multiple requests for an interview.

The anti-spam legislation, or the Unsolicited Electronic Messages Act 2007, promotes spam education and awareness and will enable international agencies to work together to share information and will enable cross-border pursuit of serious law breakers. And it doesn’t just cover e-mail spam, but all electronic messaging such as SMS/text messaging, etc.

However, New Zealand isn’t the most up-to-date country with implementing similar legislation, Farrar says, “We are in fact almost the last country in the OECD to have such legislation.” He urges Eastern Europe and China to take part in the fight against spam.

Stewart said that the new law would only help combat a small amount of spam, as 99%-99.9% of all spam received originates from overseas. He says the legislation alone will not solve the problem.

As well as it helping to fight New Zealand-sourced spam and preventing New Zealand from “becoming a haven for spammers”, it will promote good practices within the e-marketing community, Stewart said.

The new Act will affect legitimate marketers in New Zealand by making sure they have expressed or inferred consent to continue sending marketing messages to people on their database. Inferred consent is where the marketers have the e-mail address and send messages to those on their database, but didn’t get expressed consent to send messages. Stewart does issue a warning against using inferred consent saying, “They may have been sending these people messages for years, but this does not establish consent.”

A surge in emails has also been felt with companies/marketers making sure they have consent to continue the e-mails and asking those to confirm they wish to continue their subscription.

“However, many marketers are already fulfilling these requirements because they are standard good e-marketing practice,” Stewart said.

Due to legislative requirements, as well as having consent, businesses will have to provide details about the company sending the item, and provide a free way to unsubscribe from future mailings.

Those found breaking these requirements deliberately could find themselves facing a personal fine of up to NZ$200,000. Organisations could face a fine of up to $500,000. Farrar said, “Experience from Australia shows most cases are dealt with by way of education.”

Farrar also gives a final piece of advice to those annoyed with spam levels, “Never ever respond to a spam e-mail, and only give your real address out to people you trust.”

Friday, November 11, 2016

On Tuesday, Republican Donald Trump won the 2016 United States presidential election. Republicans also kept control of both houses of Congress. Trump is to take the presidential oath in January.

Trump won at least 290 electoral votes, while Clinton won 228, according to the AP (Associated Press) — 270 were required vote to win the election — though Clinton won more national popular votes, 47.7% compared to Trump’s 47.4%. Trump won the crucial electoral votes of Ohio, Florida, Pennsylvania, and North Carolina. The electors of Pennsylvania and Wisconsin had not supported a Republican presidential nominee for more than a quarter century, but in this election between them they provided Trump 30 electoral votes.

According to law, the citizens vote for an elector in the state who promises to vote for a particular candidate. In most states, the candidate who wins most votes in a state wins all electors of the state. Different states have varying numbers of electors, which depend on the state’s population. Since there are 538 electors in the US, one needs to win an absolute majority of the electors, that is, at least 270. Due to the electoral college, a candidate can win the presidential election even if he/she receives lesser national popular vote.

In her concession speech on Wednesday, Hillary Clinton said, “We owe him [Donald Trump] an open mind and a chance to lead.” Clinton also said, “We’ve spent a year and a half, bringing together millions of people from every corner of our country to say with one voice that We believe that the American Dream is big enough for everyone, for people of all races and religions, for men and women, for immigrants, for LGBT people, and people with disabilities; for everyone.”

President Barack Obama had called Trump “uniquely unqualified” during the election campaign, but, after the president-elect victory of Trump, Obama met him in the White House yesterday and said, “My number one priority in the coming two months is to try to facilitate a transition that ensures our president-elect is successful.” After the meeting, Trump tweeted, “A fantastic day in D.C. Met with President Obama for first time. Really good meeting, great chemistry. Melania liked Mrs. O [Michelle Obama] a lot!”

Following the unexpected result of the election, people protested in various US cities, often chanting “Not my president”. On Wednesday, more than 60 people were arrested in New York, and a crowd blocked the entrance of Chicago’s Trump Tower. Lily Morton, a 17-year-old student protester, said yesterday, “This generation deserves better than Donald Trump […] The queer people, colored people, women, girls, everyone that is going to be affected by this, we need to protest to help them. There is still love in this country.”

During the voting, huge traffic on the Canadian immigration website resulted in a site crash, officials said. Justin Trudeau tweeted, “I’ve just spoken with President-elect Trump – and we agreed to meet soon to keep building the Canada-US relationship.” ^{((fr)) French language: Je viens de parler au président élu Trump; nous avons convenu de nous rencontrer bientôt pour continuer à bâtir la relation Canada-É. U.}

Last year, after the Paris attack in November, Trump commented on Muslims saying, “Donald J. Trump is calling for a total and a complete shutdown of Muslims entering the United States until our country’s representatives can figure out what the hell is going on.” He also said, “our country can not be the victim of horrendous attacks by people that believe only in jihad.” But after winning the president-elect, the statement on Trump’s website was removed, and it redirected to the donation page.

Trump partisans defended Trump saying those proposed actions were to insure safety rather than targeting any religion. Though the statement disappeared from the web site, various defences of it are still there.

Mexican president Enrique Peña Nieto congratulated Donald Trump and tweeted, “I congratulate the US on its electoral process and reiterate to @realDonaldTrump [Donald Trump] our willingness to work together for our bilateral relationship.” ^{((es)) Spanish language: Felicito a EUA por su proceso electoral y le reitero a @realDonaldTrump [Donald Trump] la disposición de trabajar juntos en favor de la relación bilateral.} . Mexican currency, the peso, dropped 13% in value as Trump won. Trump had proposed to abandon the trilateral US–Mexico–Canada NAFTA agreement (North American Free Trade Agreement) and to build a wall at the US–Mexico border. Mexican Foreign Minister Claudia Ruiz Massieu said Mexico would not pay for this wall.

Previously in 2016, Mexico reinforced the peso three times by increasing its benchmark interest rate.

70-year-old Donald Trump will be the oldest US president to first enter the office. No woman has ever been the US president.

Sunday, March 29, 2009

A New Jersey congressman says restrictions on federal stimulus money are hurting gaming destinations like Atlantic City, and he is seeking to repeal a provision banning the use of funds for casinos or other gaming establishments.

“The demonization of gaming destinations such as Las Vegas and Atlantic City for business travel is wrong, wrong, wrong,” U.S. Rep Frank LoBiondo said Friday during a press conference in front of Boardwalk Hall in Atlantic City.

The $787 billion federal stimulus bill passed in February specifically prohibits casinos from applying for funds for infrastructure improvements and other similar projects. LoBiondo said Atlantic City is losing millions of dollars in business as a result of that provision.

Casinos’ revenues dropped 19.2 percent in February 2009 month compared to February 2008, according to the New Jersey Casino Control Commission. LoBiondo said $160 million worth of business and 120,000 visitors have chosen other cities for their tourism plans due to the stimulus bill, according to Atlantic City Convention Center figures.

The administration also recently determined other groups like nonprofit organizations and local governments may not spend their stimulus money at casino properties. State officials said the rules are damaging a major pillar of the New Jersey economy.

“Are those jobs somehow less important or less meaningful than those in the manufacturing, retail or financial industries?” said Ken Calemmo, chairman-elect of the Greater Atlantic City Chamber.

Anti-gambling officials said the stimulus law does not prohibit casinos from taking advantage of tax breaks, and Atlantic City officials should not complain about the stimulus bill because the city is too reliant on an unreliable revenue stream.

“There isn’t a state, including New Jersey or Nevada, that could gamble themselves rich, any more than an individual could gamble themselves rich,” said Tom Grey, field director for StopPredatoryGambling.org. “They should’ve diversified (the economy) instead of chasing their loss.”

But Joe Kelly, chamber president, said 35,000 people work at New Jersey casinos, and thousands more around the state work for outside vendors that depend on casinos for their business.

“It is not just an Atlantic County issue. It is not just a Cape May issue,” Kelly said. “There’s purchasing done by every county.”

LoBiondo is working to repeal the provision with U.S. Rep Shelly Berkley, co-chair of the Congressional Gaming Cascus, and has reached out to Senate Majority Leader Harry Reid, who has a history of representing the interests of the gaming industry.