lakecountrybeer.com

byadmin

When you first get a new puppy you want them to be well behaved and know the difference between right and wrong. Of course, this is never the case and you have to deal with months of teaching them what they aren’t supposed to do. Sometimes people do not adapt to the right teaching methods and dogs do not learn the things they need to know. If you want to ensure that your dog knows the basic commands and is well behaved then you can make use of a dog training service. This is going to allow your pet to work with another human, which will help with their social skills, and they will be taught how to respond to commands.

When you dog knows how to respond to your commands and recognize your voice it will make caring for them much easier. You can tell them not to run away and they will listen, instead of chasing them through the yard screaming at them. By showing your dog what you want you can easily get them to understand you and obey your commands. It is the simplest form of communication, without any type of words. There are some good locations where you can take your dog for some professional training if you need some help, though. If you are looking for the best dog training in Hattiesburg then check out the Animal Medical Center Of Hattiesburg. This location is a pet hospital that offers much more services than just health care. Many people say they have the best trainers around and that their dogs are so well mannered after being trained there.

Keep them in mind when you need to find the best dog training in Hattiesburg for your pets. Dealing with an improperly trained dog can be a very big headache. If another dog walks by your window your dog will naturally want to bark and interact with the other dog. This can get annoying, especially if you are trying to focus on something inside your house. By properly training your dog you can be sure they will listen to you when you want them to quiet down. Keep this in mind if you have been having any difficulties training your dogs.

By Seomul Evans

If you want inspiration to decorate your home why not look at the country of Morocco, located in North Africa. Moroccan living rooms and home decor are extremely popular, and this is because the Moroccan furniture and accessories are extremely enticing. All of your senses are delighted when you walk into a Moroccan home because of the use of varying textures, brilliant colors that are rich, and an abundance of decorations and accessories.

Moroccan home decor brings and exotic style to your home, and you can find ways to add this look to your home no matter what your budget may be. You can find a wide range of Moroccan furniture and accessories with a quick Internet search, and you will be astounded at all of the choices that you have concerning both appearance and price.

One way that you can find Moroccan home decor and Moroccan furniture is to actually travel to Morocco. A visit to this North African region will reveal many sellers who offer Moroccan furniture and home decor accessories that are authentic and traditional, and the prices are normally very reasonable. You can arrange for a tour package that will take you to the most desirable destinations to find Moroccan home decor items which are hand made and traditionally crafted. Before you buy anything you will be to make sure that you understand the transportation and local guidelines concerning importation and exportation. You may also want to check to verify that any items you buy will be allowed in your luggage by the airline.

If they tripped Morocco is out of the question then you can go online to find the authentic Moroccan furniture and Moroccan home decor accessories that you’re looking for. If you are going to shop online make sure that the website and seller you choose is reputable and that the website and transaction is secure. The last thing you want is for your personal details to be stolen or used in any way because of an online transaction.

Auction websites will also allow you to find Moroccan furniture, Moroccan home decor accessories, and Moroccan home lighting fixtures at a price which is normally lower than you will pay for new pieces. Many of these auctions will include both original and reproductions. You will frequently find used Moroccan furniture and home decor items from estate sales and home clearing sales which are offered at much lower prices, and are still in top condition.

A number of larger cities in the United States have stores which offer authentic Moroccan home decor items and Moroccan furniture. Check a local directory or your local phone book to see if any of these shops are close to your location. You should also look for Moroccan artists and Moroccan exporters in your area, because often you can find pieces at discounted prices through this method.

If your budget is small or you want to be creative you can always create your own Moroccan furniture and Moroccan home decor. Check with your local colleges and art centers to see if any offer a class or workshops in North African crafting methods and techniques. If this is not possible or this method is not right for you another choice is to go to one of the bookstores in your area and purchase materials on creating Moroccan furniture and Moroccan home decor.

Doing some research on traditional Moroccan homes will allow you to gain the knowledge and skills necessary to use the same designs and principles in your own home. Search the resources available online, such as decorating websites and blogs, to get some fantastic ideas. A common technique is to use bold and eye-catching colors, including deep reds and oranges as well as exotic yellows such as mustard, when you are choosing fabrics and paints.

Thanks to the Internet it is no longer necessary to take a trip to Morocco to get the ideas you need to decorate your home in Moroccan style. Look through articles about Moroccan living rooms of Moroccan homes, and a number of websites for museums also provide excellent photographs of Moroccan furniture and Moroccan home design. With all of these resources available creating your own Moroccan decor is easy, and all it takes is some imagination and research.

About the Author: Seomul Evans is a

Website Marketing

consultant for

Furniture

and

Moroccan Jewelry

importer.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=1085484&ca=Arts+and+Crafts

By Adriana Notton

Spinal injury is perhaps one of the most devastating injuries of all. It can be caused by several things. One of them is through an accident. It can also be brought about by diseases. Luckily in our today world a person with such an injury can still be able to lead a varied and full life. Thanks to the development of computerized technology and discovery of advanced medicines. Although it took a famous person to be injured so as to spur up motivation to find a cure, we are lucky to have the medicines and the technology with us.

If the injury is due to an accident one can claim compensation. Many wonder how they will get the best law firm to help them with the case. Worry no more, below is how to do it.

The first thing that one needs to do is to look at the reviews the various law firms have with regards to matters relating to spinal injury cases. Read about the experiences different people have heard with the various companies. They will give you a brief idea of what will happen if you are to work with them. Make sure that you opt for one that has received only positive reviews to avoid having any regrets. This is because you will probably have a similar experience as the other clients.

The other thing that you need to look for is the amount of experience that the attorneys in that particular firm have. You should not look for just general experience but particularly experience in dealing with spinal injury cases. Attorneys with experience in that particular field will have learned all the tricks that there are to be able to win the cases. Using experienced attorneys will give you a higher probability of getting a good compensation.

The other thing would be to ensure that the firm is legal. The attorneys should all be registered. This will help you not have posers who trick you that they are attorneys yet they do not know anything about the law. A legal firm will definitely have attorneys who have gone to good schools and they have the knowledge of the law on their hands. They will definitely not fail you.

You should also choose a law firm that has a reputation to help people with any unforeseen requirements that might arise in the future. It is very common for there to arise unexpected issues as the claim progresses and if left unattended the victim might end up incurring losses. So the firm should be able to promise that they will hold your hand till the very end.

One should also choose a firm that will be able to ensure that the services that are offered to support a spinal injury victim are free of charge. These services can be really expensive thus you should ensure that you are able to get them free

With the above tips you are definitely going to find a firm that will ensure that your spinal injury victim is well taken care of. Make sure that you choose a firm that is within your budget and still has quality attorney s. Do not let your injured friend suffer.

About the Author: Looking for a

slip and fall lawyers Toronto

? Visit Toronto’s specialized legal team in

personal injury lawyers Toronto

. Visit us today.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=726804&ca=Legal

Effectively managing the cash flow of your business is really about protecting your bottom line. Turning a profit is great but only if you see the cold hard cash that those paper profits are supposed to be bringing in. If to many customers fail to pay you or pay you late on a consistent basis then your business could land itself in serious trouble without you being aware of how bad the downward spiral really was.

Forward thinking entrepreneurs are acting to protect and even grow their businesses. But this means they are protecting their greatest asset. Cash in the bank. Successful entrepreneurs and growth businesses understand that there is a need especially in rough economic times to protect what they have. Otherwise they may find themselves turning a good profit on their goods or services, but they simply don’t get enough money in quickly enough to cover all the money going out of the business to pay for materials, stock, staff and all the other costs of running the business.

The flow of cash into and out of your business is of even greater concern to start up businesses as they are in the position of having to also grow a customer base. This means that a great deal more money will be going out the door than is coming in. With the economy being the way it is, managing and monitoring cash flow is definitely a priority for any business because you don’t know what’s coming in the door at any given time. You can find your cash levels fluctuating wildly.

The key to managing your cash levels is not to let your debtors get out of hand. Understand your monthly income and expenses. Learn to anticipate and avoid cash problems. Discuss with your banker our accountant how to build working capital reserves. A company may have excess cash but be unprofitable. A company may be profitable but lack cash. You want to be profitable and have that cash as well.

The Solution is to keep cash flow plans up to date. Make sure cash flow plans are realistic. Allow headroom in your cash requirements to counter unexpected variances. Be aware of your current cash position, forecasts and bear in mind potential fluctuations. Closely manage your stock and debtors to minimize needs for working capital. And manage your supply chain to gain maximum credit. Talk to creditors early if you need to extend. The bottom line is that you need to control your cash flow and not be at its mercy.

Future Perfect with Best Online Certificate Courses

by

Alberto Hudson

Resolving interpersonal issues is a major problem faced by human beings. This can be achieved by taking up interpersonal skills training. When man is able to conquer nature, it is a true irony that he struggles to understand and get along his fellow human being. The best way to overcome is to educate ourselves if we have deficiency on any issue. For improving relationships, interpersonal skills training is often considered the ideal solution.

At home, in organizations and in the society, almost everywhere relationship problems are found. The mother is the best person a child would trust but there are times when a mother has a problem in dealing with her own child. We can imagine the state of affairs when strangers are involved in a situation if even such a strong relationship between a mother and her child is fraught with problems. Therefore, to overcome relationship problems, people need some interpersonal skills training that sharpen our interpersonal skills. These trainings help us to look at things in a proper perspective and it will probe these questions. if there were to be a conflict of issues we will know what the other person wants, what we want and how both can be reconciled or how both wants can be fulfilled.

If viewed in a narrow sense, many people believe that interpersonal skills training to be an organizational affair. Being trained is a practical way of getting educated. It is not necessary that we need to sit through hours of counseling, practical exercises and lectures to hone our interpersonal skills. These days, there are many ways to get an education through online certificate courses. On a college education, you do not have to rely on your future. The reason why a person goes and works hard for online certificate courses is to have a job that will be able to sustain that person\’s lifestyle and to have a better future. Sadly, to get a degree that way not everybody can afford. There are many online certificate courses available therefore, there is nothing is worry. It serves the same purpose. It provides students the opportunity to get and demonstrate skills needed to work. You may even make more than others may. Keep in mind; it will also depend on your work attitude and your diligence, although it is not only your education that will shape your future.

Ask what you really want to do with your life and look deep inside yourself. Check your skills and interests and co-relate it to how you see yourself in the future. When you have found yourself a job, may be you can still consider taking that 4-year course. It is all because of online certificate courses. The great part about it is the fact that it is online. Therefore, at the comforts of your own home, you can study and have the education. You will be able to choose which one is the right course for you. Therefore, check out the different online certificate courses available. You can start your way to getting that life that you deserve.

This article was written by Alberto Hudson, a member of MISP, providing essential sourcing information to customers seeking e learning courses,

interpersonal skills training

, and online training courses. To learn more about

online certificate courses

, online education and MISP, please visit www.myuaeonlinetrainings.com.

Article Source:

ArticleRich.com

By Adriana J. Noton

In an overview on bioidentical hormone replacement therapy, it helps to know this condition is not limited to menopausal women. Men over 50 often experience a decline in hormone levels as well. In fact, a decrease in levels can be experienced by even much younger adults.

Medical science offers one of two choices to correct these changes. Hormone Replacement Therapy, known also as HRT is one choice. This treatment uses hormones which are created in the laboratory to bring about the proper balance. Even though these are man made, once inside the body these synthetics will perform naturally.

Bioidentical hormone replacement therapy, simply called BHRT differs from HRT. This treatment involves the use of prehormones also known as precursors which are naturally found in plants. These are modified until they bear a resemblance to those which exist in our bodies. Wild Yam and Soy are examples of the plants from which these substances are derived.

The results of BHRT can be invigorating for some patients. Treatment can prevent such conditions as osteoporosis and heart disease, especially in menopausal women. Women who suffer from irregular menstrual cycles may also benefit from treatment.

Often prescribed for men, BHRT can help to alleviate symptoms of andropause. Symptoms like erectile dysfunction, difficulty concentrating, hair loss and anxiety as well as insulin resistance seem to affect men over 50. At times, younger men may also experience one or more symptoms.

There are six forms of treatment in BHRT. Injections, vaginal suppositories, and creams are well-known. Troches, (lozenges), capsules, and pellets which may be more expensive are also options.

Creams are easy to use. Patients may use more or less when managing levels.They usually come in a syringe or a jar and are white or light yellow. Because the base is very much like vanishing cream each application disappears quickly. Applications are absorbed into the layers of the patients skin which then slowly releases the medication into the blood.

Vaginal suppositories are another option. The solids are melted by the body’s temperature after being inserted. This method has an advantage as it works directly at the site of insertion. The rise in hormone levels may be quicker than creams or oral doses.

Similar to lozenges, troches dissolve within 24-45 minutes. Placement is between cheek and gum and medication lasts for 4-6 hours. Troches are available in a variety of tasty flavors.

Capsules are another option. They can be modified for those who require longer acting treatment. These extended release capsules insure medication lasts longer during the day. This form of medication should be taken each day at the same time.

Patients who are athletic or tend to suffer from stress may find pellets to their advantage. Once inserted under the skin, pellets may supply medication from 1 to 6 months. This is a treatment based on supply and demand offering freedom from daily dosing or applications.

Often compounding pharmacists work with prescribing physicians to achieve the optimum dose for their patients. Customizing dosages can be very helpful as no two patients are alike. Proper testing can determine if there is a need for treatment. An overview of bioidentical hormone replacement therapy can be more beneficial if discussed with a primary care provider.

About the Author: When searching for specialized compounded medical solutions like BHRT and

hormone therapy

, be sure to talk to the award-winning pharmacist at Haber’s Pharmacy. Haber’s is widely cosidered the elite compounding

menopause

pharmacy in Canada.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=928577&ca=Wellness%2C+Fitness+and+Diet

By Ty Hallsted

Putting some of your savings into an IRA is a real no-brainer. So much so that, according to the latest figures, the average IRA account today contains well over $25,000.

But no matter which kind of IRA you have — traditional, simple, SEP, Roth, (not to mention 401K or Keogh plans), chances are your money’s invested entirely in

market-oriented

holdings stocks, bonds, and mutual funds.

The reason for this is simple; almost all IRA plans share one common attribute –: they’re administered by someone

else

. Employer-sponsored plans are run by a company-designated custodian, and normally offer a limited choice of places for you to invest an assortment of mutual funds, for example.

Even a privately-held IRA will usually be administered by your broker, banker, or financial advisor so it’s no surprise that the investment options available will be the ones they’re most familiar with (and can most easily earn commissions on!).

But in order to derive maximum benefit from their tax-deferred status, your retirement savings have to be invested for maximum

growth

. And limiting your IRA to market-oriented vehicles may not be the best way to achieve this.

What long-term average return can you reasonably expect from stocks? According to some experts, a reasonable estimate is currently no more than 7% to 8%. No less an authority than Berkshire Hathaway founder Warren Buffett touts the following formula: “3 to 4% for real GDP growth + 2% for inflation + 2% for dividend yield = 7 to 8% long-term total return on stocks.” And, in his most recent annual letter to shareholders, Buffett said he’s “found very few attractive securities to buy.”

If

Warren Buffett

doesn’t think he can make much money in the stock market, what chance does he

average

guy have? If you decide it’s time to diversify your IRA beyond stocks, bonds and mutuals, the next question is

how

?

With a Self-Directed IRA (SDIRA).

SDIRAs are nothing new they’ve been an available IRA option right from the start. But not many people are aware of all the features of an SDIRA that just might make it the perfect choice for your retirement nest egg.

You may think you already have a Self-Directed IRA – after all, you can choose which stocks, bonds or mutual funds to purchase, right? But what if you found out about a house down the street that was going on the market for half its value. or a private company paying 15% for a short-term bridge loan? Could you invest in either of

these

from your current IRA? With a

real

Self-Directed IRA you could.

As the name implies, the administrator of this IRA is you.

You

decide how your money is invested. And your available choices are much wider besides the usual securities, you can also expand into real estate, tax liens, judgments, and a long list of other “non-traditional” but lucrative investments.

Does this mean “anything goes”? No – remember, Uncle Sam intended your IRA account to be a good, safe place to save for your eventual retirement so even SDIRAs include constraints on what’s considered a suitable investment choice. But your SDIRA will definitely give you more latitude to diversify your holdings.

Setting up your SDIRA is about as involved as opening a bank account. There are a few forms to fill out to open and fund your account. You can do this easily, once youve decided on a custodian and received their forms.

Is a Self-Directed IRA right for you? If you wouldn’t invest in anything but stocks, bonds and mutual funds anyway then, no. Stick with your current IRA.

But if you’re ready to expand your IRA

beyond

these traditional investments then you need a Self-Directed IRA. You can “rollover” some or all of your current IRA funds into it then take advantage of the myriad other investment options now available.

For a list of custodians that offer Self-Directed IRAs go to the Resources page of the link below. This link also discusses LandBanking, which may be the single best investment available, for IRA or non-IRA funds. It offers real estate appreciation without the normal hassles of real estate – finding the property, dealing with tenants and contractors, long, tedious closings etc. Just a simple, affordable and passive investment with

tremendous

growth potential.

The best part? If your IRA falls into the “average” range mentioned above of $25,000 you

already

have more than enough to participate in and benefit from LandBanking!

The difference between 8% and 20, 30 or 40% adds up quickly, especially when tax deferred. Don’t let the opportunities available from a Self-Directed IRA pass you by. Click below for more info:

About the Author: Ty Hallsted is a software developer and real estate investor who has had a Self-Directed IRA since the mid-’90s. In 2006 he and his wife became IRA LandBankers. Click below for more info:

BestIRAInvestment.com/3070

Source:

isnare.com

Permanent Link:

isnare.com/?aid=191662&ca=Finances

Walk In Tubs and Showers – Making Lives Better For Those In Need

by

Andrew Stratton

Have you injured yourself getting in or out of a bathtub or shower recently? If you are concerned about slipping while bathing, walk in tubs and showers may be the solution for you. These special bathing units allow people to wash without having to step over anything to enter. These special units are typically designed for people with limited mobility, disabled people, and the elderly in mind. They come in a variety of shapes and sizes for all kinds of people. Regardless of what your needs might be, there is likely a bathtub that will suit your specific needs perfectly.

Walk in tubs and showers are a great, safe alternative to traditional bathtubs. When using one of these, the bather must sit in the tub with the easy entry door closed while the tub fills with water. Entry is made very convenient and safe for bathers. They normally feature faucets that are easily accessible from the position of the bather. You can adjust temperature and flow much easier than other traditional options. Many of them also feature showerheads and detachable nozzles, perfect for people with limited mobility.

While bathing may be taken for granted by many people, elderly people, people with limited mobility, and people with certain disabilities find it quite difficult to get in and out of a bathtub or shower. With walk in tubs and showers, you can now enjoy the convenience and safety of a normal bathing experience. While it can be risky for people in wheelchairs to bathing using typical methods, many walk in tubs and showers feature railings that make it simple for anyone with a disability to bathe.

When choosing one of these bathtubs, it is important that you take the time to choose the most suitable option for you. They come in a variety of materials. From steel to porcelain to fiberglass, you’ve got a variety of options to choose from. There are also a number of optional features included with many models. For instance, the door sizes differ from model to model, and the faucets, bench seat, and jet features all differ depending on which model you choose. Also, some doors swing outward while others swing inward, so keep this in mind while you are shopping around.

When it comes to finding the right walk in tubs and showers, you’ve got many options to choose from. Whether you suffer from a disability, or you have limited mobility, one of these special units can truly help you to live a better life.

Are you researching walk in tubs and showers? Visit

reviewwalkintubs.com/walk-in-bathtubs/

for more information.

Article Source:

Walk In Tubs and Showers – Making Lives Better For Those In Need

By John Schofield

Perhaps now that you want to build a bigger home or want to improve your present office building, you will surely need somebody to help you do so. For sure, you will need some construction engineers, masons, carpenters, steel workers, and concrete specialists. But probably you do not know that there are some significant people you really need before you require all these people apart from those mentioned, to work on your construction. These people are the piling contractors. So called because of the kind of job they do, piling contractors are the people who are experts in making a building’s foundations, beams, base foundations, and other structures that are required before the structure is set.

Piling jobs are not easy jobs. These are actually groundwork that needs important measurements and calculations by professionals who erect foundations for the whole structure. If piling works are not perfect, any building will likely to collapse once a strong earthquake occurs. That is why it can be very costly to set up quality foundations because you need the best piling contractors for this job. Your property and the lives of the people who will occupy your building are always at stake if you opt for contractors that are not professional.

Maybe as the owner of the building you do not know what piling means in the construction business so as an orientation about piling works better read on this. Piling is a technique that is used by piling contractors in setting up solid foundations for structures such as giant establishments, tall buildings building, tall structures and any building that would be huge in its built. The piling contractors will drive their back hoe and bulldozers into the ground to make large hole for the foundations. Piles of wood will be driven and embedded on some points of the hole to form enclosures for the concrete. This will be followed by the laying of steel and the pouring of concrete to form foundations. This process is called the ‘laying of the foundations’.

It sounds so simple, doesn’t it? But it is not as simple as it seems because before the piling contractors do all those things there are so many factors that they must consider first. They have to calculate the size, capacity and scope of the project before doing anything. They also have to check on the condition of the soil even digging deeply into the soil to know the condition of the ground underneath. They also have to consider the space required for rigging before the piling process starts. Piling contractors always rely on deep foundation and if there is the need for improvement of the present piling, they transfer the load of the structure to the deeper, stronger layer of the ground so that the foundations can have a high bearing capacity and will be very sturdy to carry the load and support the whole structure.

Piling contractors always have the usual materials with them. These are composed of wood, steel, concrete, steel-precast, concreted piles, steel sheet piles, timber piles, columns, and so on. However, not only the piling contractors do all the work. Alongside them are the geotechnical engineers, structural engineers, area contractors, site fitters and foremen. Every one of them including the construction workers will be doing their individual job just to build a strong building. There would be lots of planning, designing, streamlining, digging, piling and everything that is within the construction field. Now that you know what piling contractors do, maybe it’s time to appreciate their contribution to where you are now. Just remember that they keep us safe while we are inside the structures they helped to create.

About the Author:

cheap pile drivingPiling Contractors UK

Source:

isnare.com

Permanent Link:

isnare.com/?aid=551325&ca=Career

Is Sedation Dentistry Safe?

by

Velma Cleghorn

Should you have fear and anxiety of dentist, worry no more simply because you can continue to visit the clinic to have your teeth treated regularly. You only need to find sedation dentist in Austin.

Sedation dentistry is the experts answer to individuals who, for some purposes, feel tensed even with just the thought of visiting the dentist but are in prompt need of dental remedy. They take mild anti-anxiety medicine through their mouth or they will be placed in deep sedation. Even with some people or groups questioning the basic safety of its use, sufferers bravely undergo this sort of dental method because for them they have no other recourse or else, they will still experience busted teeth, swollen gums and other teeth troubles.

The American Dental Association says sedating patients is safe; but they have to make certain that they only work with well-trained dental professionals to offer correct administration. For this reason, firmer sedation guidelines were issued. States also released permits to dentists to assure individuals that they only hire the services of a highly-qualified professional.

In case you have undergone procedure with a sedation dentist in Austin so he is capable of doing dental implant, you should make sure that a family member or a friend accompanies you. You can\’t drive or walk home alone mainly because you will feel dazed after taking the medicine. If you\’re taking other medication, make sure that you give this part of info to your teeth doctor again, for basic safety factors. Some medicines may carry effects to the sedation drugs.

Additionally, if you feel worried about experiencing sedation, you may talk about this with your dental professional. He will answer all your questions so you will feel more secure with the technique. If you have little doubt, delay it and think things over. Your dentist will not force you into one thing that you are unsure of. But at the end, he can assure you that it is safe and sound. He will evaluate your physical and health circumstances before he proceeds with the course of action.

Sedation dentistry has three levels: minimal, moderate (also called as conscious sedation), deep sedation and general anesthesia. With minimal sedation, you are wide awake; you see your dentist wearing his gloves and grabbing his instruments but you stay calm. With moderate sedation, you are still aware; you can follow dentist s instruction like open your mouth but soon as the effect of the drug disappeared, you will not recollect most of what has transpired. You may also slur your words and phrases as you speak. Deep sedation means you are still conscious — but not much. You can also be awakened in time to leave the dental clinic. With general anesthesia, you possess no consciousness. You have no idea about anything and you can only wake up after a certain time or after the effect of the drug is gone.

For some reasons, most insurance organizations have no dental coverage. You have to also consider this before going through sedation because this will absolutely boost your dental bills. But your sedation dentist in Austin may offer you this method at a lower or discounted rate.

Needing

sedation dentistry austin tx

? Head on to Matthew Horne and Associates,

austin dentistry

.

Article Source:

ArticleRich.com